When talking about property and casualty insurance that are two basic types in insurance in Orlando. There are personal lines type insurance and commercial type insurance. The personal line covers that which you own as an individual and the commercial type covers your various business insurance.
Insurance in Orlando personal lines would cover such things as your home, vehicles you may own and licensed in your name, recreational vehicles, and many other things. Within each of these coverages you can have a multitude of endorsement to extend your coverage as well. As in your homeowner’s insurance you can have a rider to cover your more expense jewelry. Each piece would be appraised and listed individually on your policy. Your auto coverage can be extended to cover any upgrades you have done on your vehicle. But be aware each time you add something to your policy there will be an additional premium to be paid.
Insurance in Orlando commercial lines would be those coverages to cover your business. As extensive as personal lines can be, commercial is even more diverse. There are many variables to determine what cover you will need. Things like are you the building owner or are you just leasing the space from which you do business. What type of business you’re running and where are you doing business.
No matter your insurance needs, all should be discussed with an insurance agent.