Fellow employee coverage is one of those types of coverage that you don’t think about too often when someone mentions insurance coverage, but it is extremely important to have in certain situations. If you are not sure whether or not you should care about this type of coverage, here is a description of how this type of coverage can benefit your employees.
If you have a few or a lot of employees working for you, there is always the possibility that one of them will become very angry with another one, and might even try to sue them based on something that the other employee did while on the job. This can not only be a very awkward situation for you as the employer, but it can also cause a lot of anguish and monetary loss for the employee who is being sued if you don’t have the proper coverage. That is why it is so important that you have fellow employee coverage, because it protects your employees in much the same way as employers’ liability coverage protects you.
If you want to make sure that your employees are happy, then it is important to treat them the way that they deserve to be treated. This includes providing them the proper insurance coverage that they need to have in order to feel secure and safe while on the job.