One of the quickest and less time-consuming ways to find an insurance policy that is tailored to your needs is to speak with an insurance broker. With the information that you provide to them, they can search for the right company that will give you the best rate. They will gather information regarding the type of car or cars you wish to insure, any safety features that are installed, your driving record, and other factors that can lower your premiums which are called discounts. Also, having more than one policy with the same cheap auto insurance in Florida company will give you an additional discount.