Category: Workers Compensation

Determining If You Need Excess Workers’ Comp Coverage

Protecting your workers is one of the bigger responsibilities that fall on your shoulders as the owner of a business. While one of the best options to achieve this goal is taking out comprehensive workers’ compensation insurance, you may find that the traditional plan does not offer enough. In certain cases, it can be beneficial

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Tips To Reduce Workplace Distractions

When it comes to making improvements to your business, you should always put productivity high on the list. If you find the members of your team keep getting distracted while working, it means you might need to assess your current operations. For the most part, productivity dips when employees no longer feel a sense of

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Things To Consider When Choosing a Workers Compensation Plan

While there are some exceptions for smaller businesses or certain industries, carrying workers compensation insurance is a requirement for most businesses. Many employers view it as simply another invoice that must be paid each month. However, the right policy can help you manage risks and improve company safety policies. Here are a few things to

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Protections Offered With Prior Acts Coverage

Every standard insurance policy offers coverage for events that occur while the policy is in place. However, it is wise for some professionals to seek out protection for claims that could arise related to events that unfolded before a policy was in place. Attorneys belong to a profession where this type of coverage is especially

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How Self-Funded Workers Compensation Plans Work to Control Costs

For a growing number of employers, a self-funded workers compensation insurance plan makes sense. Larger private employers may opt to cover wage replacement and medical benefits out-of-pocket to individuals injured on the job. This approach can give the employer more control over costs while enabling the business to more closely manage care. Smaller businesses may

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How to Make Worker’s Compensation Work for Your Business

Would it surprise you to discover what they’re actually paying, that a considerable variety of small businessmen do not actually comprehend the strategies for or they’re working with a specific insurance company? 13% do not realize how their employees are protected by workers compensation or how it can protect their company from devastating claims. 14%

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Insurance Needs of Nursing Homes and Assisted Living Facilities

Nursing homes and assisted living facilities play an important role in society. They are complex businesses that manage many different facets of operation—assets, employment, medical, and administrative, to name a few. As such, nursing homes and assisted living facilities need many different kinds of insurance to mitigate risk and ensure financial security. Here are some

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