How Much Do Dog Bite Claims Cost?

How Much Do Dog Bite Claims Cost?

A dog bite charge can be a serious matter. Not only could you risk losing your four-legged friend, but you could face steep financial penalties. It’s helpful to know what to expect in these cases. 

Some Stats

Nearly 85 million households in the U.S. have dogs as pets. Dog bite claims in 2021 dropped by 5%. Still, dogs bite about 4.5 million victims in the U.S. every year. Most victims are children. 

The Costs

The average settlement costs in a dog bite case will vary. However, settlements typically range around $50,000 for dog bite claims. From 2003 to 2020, claims increased by 162%. 

Insurance Coverage

The homeowner who owns the pet is liable for injuries that a victim suffers. A dog owner’s homeowner’s or rental insurance coverage can help cover these costs under the liability portion of the coverage. A person’s coverage limits will be different from case to case. Check with your coverage, but it typically covers anywhere from $25,000 to $300,000. 

What it Covers

The insurance will cover medical treatment for the victim as well as legal fees and other costs associated with the lawsuit. 

You should always take dog bite claims seriously. The costs can be high, but insurance coverage will help.