Owning a boat is a big responsibility. Though you might understand that you need to exercise caution when on the open water, it is also easy to forget some of the safety basics of boat ownership. Reviewing the laws and regulations of your specific state of residence can be an excellent way to refresh on key safety areas. For example, the state of California requires boats that are at least 16-feet long keep a personal flotation device handy for each passenger present.

Learn About Insurance Requirements

Understanding boat insurance requirements can also help you develop a basic strategy for boat safety. Your boat must be registered with the DMV, where it will be issued both a Certificate of Ownership and a Certificate of Number. Once the boat has been registered, it must be insured to cover all possible risks. While insurance is a great way to cover yourself against potential accidents down the line, you can also take precautionary measures to limit the odds of a problem developing. Steps to consider include:

  • Routine maintenance
  • Regular cleaning
  • Proper storage in winter

Develop a Strategy

There are a number of approaches you can take when it comes to boat safety. As long as you understand your local and state insurance requirements, you will be able to create a plan that fully protects your vessels.