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The widespread effects of the COVID-19 pandemic have changed many people’s shopping habits. Retail sales have declined as people have embraced online shopping platforms. In addition, people have changed what they’re buying, and consumers have shown increased interest in health READ MORE
Determining what benefits are right for a business can be difficult. Every industry is different and this means that the specific risks facing a company will vary from one to the next. In order for you to find the best READ MORE
There are liability risks with almost every job level, and the management team at your company is no exception. To make sure that they are covered, you need a solid D&O policy. Knowing Your Needs When managing D&O risk, it’s READ MORE
Most businesses and individuals obtain insurance policies that they think adequately cover all of their risks. Unfortunately, some of them are mistaken and should look into a policy that extends the limits of their primary liability coverage. Excess liability coverage READ MORE
Every standard insurance policy offers coverage for events that occur while the policy is in place. However, it is wise for some professionals to seek out protection for claims that could arise related to events that unfolded before a policy READ MORE
Determining your workers compensation insurance premium may seem like a complicated exercise. While there are several factors that go into arriving at the final number, you should know that this also presents opportunities to reduce costs. One of the items READ MORE
Employee benefits often represent a significant portion of a company’s staffing budget. Apart from the costs of group benefits plans, there’s also a lot of work involved in administering benefits that requires a lot of staff time, careful administration, advanced READ MORE
Ports and maritime businesses are an essential part of our economy and trade. Personnel that are skilled and experienced in providing marine repair and cleanup services play an important role in marine operations, especially after disasters such as Hurricane Harvey READ MORE
When you first approach liability insurance related to cybersecurity risks, it may be difficult to know whether you need first or third party coverage. Luckily, it is relatively simple to determine which is most appropriate for you and your business READ MORE
Whether you’re a vessel owner, a yacht broker, a marina owner or a mobile drilling unit operator, you face marine pollution liability risks in your professional life. These risks include but are not limited to the following: Damaged vessels Fuel READ MORE